Wise Financial Solutions
Wise Financial Solutions
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Financial strategies, with a Personal Touch

Financial strategies, with a Personal TouchFinancial strategies, with a Personal TouchFinancial strategies, with a Personal Touch

Let's plan your brighter future!

Special Tax credit: EMPLOYEE RETENTION CREDIT

About

Making & Meeting Goals

We pride ourselves in offering our clients the best possible financial solutions for their needs. We take the time to listen and help assess your situation and goals to plan a brighter financial future. Our team uses their expertise in investing, tax laws, debt-reduction, insurance, estate planning, and other areas to customize your program and maximize your financial security.

Building Strong Futures

We're  passionate about helping both companies and individuals with diversifying portfolios, managing assets, analyzing market trends, and reducing financial risk. Our goal? To safeguard the dreams you strive to achieve and the assets you have worked so hard to accumulate. We use proven investment strategies designed to meet your risk tolerance and hedge against market volatility.

About Us

We offer products and solutions that enable you to build a sustainable stream of income. We help you earn the “magic” of compound interest so that your money can work for you while you continue to live life and pursue your other dreams.

Take control of your money. With the right strategy, you can use cash flow to build wealth and plan for a brighter future! Make your money work smarter, not harder. Save more, invest smarter and become your own bank. Discover the infinite banking concept and learn how and why it's better than traditional retirement banks.

what we offer

Estate Planning

Take control of your finances, and you can become your own banker. Sounds great, but what does it mean?

Best Tax Strategies for Your Business

Full Package of Estate planning  with Attorney drafted  documents at super reduced price 

Learn more

Best Tax Strategies for Your Business

Take control of your finances, and you can become your own banker. Sounds great, but what does it mean?

Best Tax Strategies for Your Business

Our tax specialists will tailor best strategy for Your business and find best tax breaks to keep most money for You. 

Learn more

Take control of your finances, and you can become your own banker. Sounds great, but what does it mean?

Take control of your finances, and you can become your own banker. Sounds great, but what does it mean?

Take control of your finances, and you can become your own banker. Sounds great, but what does it mean?

  Well, as more and more Americans get wise to the reality that working until you’re 65 is a thing of the past, we’re left with two options: continue being pawns in the game created for us, or opt-out and start your own game.

Learn more

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Frequently Asked Questions

Please contact us if you cannot find an answer to your question.

There are many ways to ensure financial growth and reach your goals. Some options are investments, savings strategies, budgets, insurance, and tax strategies. Your goals decide which approach is right for you.

Yes! We can help you figure out what you need to do to retire at your desired age. We can also assist with college funds for kids, life insurance ,and estate planning.

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Estate planning for everyone...

Drafted by Expert Estate Planning Attorneys

 We combined a team of technology experts with Expert Estate Planning  attorneys to create a new technology to bring Comprehensive Estate Plans  to everyone.  Thousands of hours went into creation of these documents  and the software platform to make it so easy, anyone can do it. 

Easy: Built for you and me

 We hate "legalese". It is an UN-needed barrier between you and your  plan. We work in plain English, just like you! Follow a simple step by  step interview with "pop-up help" to explain specific terms unique to  estate planning. You don't need any experience to build a plan  customized to you!  

Fast: No more waiting

 You could be printing your plan in about an hour. Our revolutionary  technology streamlines the interview process and our servers compile  your documents as you complete questions. You can print your completed  plan as soon as you finish the interview, no waiting!  

Affordable

 Our technology saves you money by spreading the cost of hiring expert  estate planning attorneys across thousands of users.  Plus FREE updates  with an active account.  We believe everyone should have the best and  most up to date estate plan so we are the never charge when you make  changes.   

Flexible

 Our documents were prepared by estate planning attorneys with decades of  experience helping thousands of clients nationwide. Every family  situation, asset class, and bequest option is at your fingertips. Our  technology allows you to build what you want and keep you in control.  

Millions prepare & file taxes online, now you can prepare your estate too...

People have been doing their taxes with software at home for decades.  We  took this idea and applied it to an equally complex area, creating an  Revocable Living Trust and Estate Plan.  

We have eliminated the expense, time, and  complexity out of the process.  A simple interview asking you questions  in plain language allows our system to tailor your plan to your needs. 

more details here

Comprehensive Estate Plan includes:

   

  • Revocable Living Trust
    • Income Only Option
    • A/B Trust Option
    • Spendthrift Provisions
    • IRA "Look-through"
  • Last Will & Testament
  • Certificate of Trust
  • Financial Power of Attorney
  • Healthcare Power of Attorney
  • Living Will
  • Advance Directives
  • Online Funding Kit
  • Unlimited Funding Letters
  • Online Document Vault*
  • Unlimited Changes*
  • Unlimited Updates*
  • Unlimited Restatements*

  1. 1 year account subscription

Request free trial

Contact us

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Send me a message, and tell me more about your financial goals and needs. I will get back to you soon to schedule a consultation.

Hours

Monday - Friday: 8am - 7pm

Saturday: By appointment

Sunday: Closed

Tax Strategies for Your Business

Research and Development Tax Credits

Special Tax credit INFO: EMPLOYEE RETENTION CREDIT

Special Tax credit INFO: EMPLOYEE RETENTION CREDIT

  We  know the ins and outs of growing businesses. We are a team of CPA s,  tech veterans, and entrepreneurs. We ask the right questions to uncover  your biggest financial benefit.  


  • We’ve  streamlined the process with technology. You work at your own pace,  with the help of a dedicated rep, to input your company’s info and then  we do the heavy lifting to ensure monetization. 
  •   We  know the ins and outs of growing businesses. We are a team of CPAs,  tech veterans, and entrepreneurs. We ask the right questions to uncover  your biggest financial benefit. 
  •   We  know the rules and play by them. We generate the proper documentation  and partner with your tax preparer and payroll company to check all the  boxes. 
  •   Get access to the tips, tricks and benefits of Strategic Tax Planning that Fortune 500 companies and the super rich enjoy 

Special Tax credit INFO: EMPLOYEE RETENTION CREDIT

Special Tax credit INFO: EMPLOYEE RETENTION CREDIT

Special Tax credit INFO: EMPLOYEE RETENTION CREDIT

 The PPP loan program and employee retention credit (ERC) were created by Congress to help employers affected by the Covid-19 pandemic.

Employers are now allowed to access both PPP and ERC.

The ERC is a refundable payroll tax credit:

1. Up to $5,000 per employee for 2020

2. Up to $28,000 per employee for 2021

If an employer had a significant decline in revenues or had to

fully or par-tially suspend business operations due to government

orders, they qualify for ERC:

Significant decline in revenue is defined as:

» 2020 – a 50% decline in revenues in any quarter compared

to the same quarter in 2019

» 2021 – a 20% decline in revenues in any quarter compared

to the same quarter in 2019

» ERC ends when quarterly revenue in 2020 exceeds 80%

for the same quarter in 2019

» If an employer does not meet the revenue threshold, they may

still qualify if they experienced either a partial or full shut-down

of business operations.


Ready for next step ? click here get Your ERTC survey form

Legally Pay Less Taxes Guaranteed

Special Tax credit INFO: EMPLOYEE RETENTION CREDIT

Legally Pay Less Taxes Guaranteed

 Taxes are your single biggest expense. We help business owners like you stop overpaying on taxes - legally, ethically and morally. 


 

  • Learn why what your CPA does for you is not Strategic, nor is it Tax Planning 
  •   Discover why details such as your tax filing status may be costing you tens-of-thousands of dollars annually 
  •   Learn to widen the gap between your Tax Liability and your Profit 
  •   Get access to the tips, tricks and benefits of Strategic Tax Planning that Fortune 500 companies and the super rich enjoy 

Your Personalized estate Plan includes:

Revocable Living Trust

Living Will & Advanced Medical Directives

Living Will & Advanced Medical Directives

 

  • The Revocable Living Trust is the centerpiece of your Estate Planning Portfolio.
  • The trust is completely under  your control. As the name implies, your trust is fully revocable while  you are alive. You may alter, amend (in whole or in part), or even  revoke your trust at any time. You can transfer your assets back out of  your trust just as easily as you can transfer your assets into your  Trust.
  • The person who manages the Trust  is called the Trustee (in most cases you are the Trustee initially).  After your passing, the successor Trustee you appointed can manage and  distribute assets to the beneficiaries of the Trust.
  • If you have children (even grown  kids) you have the option of creating a sub-trust to hold their assets  until they reach a certain age or split distributions over time at three  different ages. This prevents a potentially immature young adult from  receiving a windfall that might cause more damage than good. You can  even allow early withdrawal for educational expenses, first home,  wedding or even a business.
  • You can even stipulate certain  beneficiaries as "income only", and prevent them from getting a "lump  sum" distribution and allow them only to draw and income for education,  maintenance and support.

Living Will & Advanced Medical Directives

Living Will & Advanced Medical Directives

Living Will & Advanced Medical Directives

 

  • Living Will and Advanced Health Care Directives allow you to  determine how you want medical care administered if you have a terminal  illness or are in a comatose state.
  • If such a condition should  happen to you, these instruments will serve to give notice to medical  professionals your wishes (such as if you desire whether or not to be  kept alive by artificial means).
  • Your Living Will agents are also  considered to be the guardian of your person. In most cases, your  Advanced Health Care Directive can take the place of a Living Will.
  • Many healthcare providers  require a Durable Power of Attorney for Healthcare in conjunction with a  Living Will to carry out the decrees of a Living Will. It is important  that your agents for your Durable Power of Attorney for Healthcare are  the same as your Living Will. (Both documents are included in your  comprehensive estate plan.)

 

  • Durable HIPAA Statement
     
  • The Durable HIPAA  Statement grants an exception to the privacy restrictions of the HIPAA  law to allow for personal information to be provided to the Agents you  have appointed so they can make an informed decision regarding your  medical care.

Last Will & Testament “Pour Over Will”

Living Will & Advanced Medical Directives

Last Will & Testament “Pour Over Will”

 

The Last Will and Testament  included in your document set is better described as a "Pour-Over Will".  It is used in conjunction with a Revocable Living Trust and its primary  function is to convey everything you have forgotten to fund into the  trust prior to your death (hence "pour-over").

  • Please note that unless your  remaining assets are minimal in value, all non-trust (un-funded) assets  must go through probate first. So be sure to use the Comprehensive  Funding Kit (below) to keep your asset funding up-to-date.
  • In addition you may appoint guardians for your minor or disabled adult dependents so you can be assured who will take custody.

Certificate of Trust

Comprehensive Asset Funding Kit

Last Will & Testament “Pour Over Will”

 

  • The Certificate of Trust is  primarily for providing evidence to a transfer agent (brokers, bankers,  account managers etc.) about certain facts concerning your trust.
  • This document helps protect your privacy by not disclosing the full details of your trust when funding assets into your trust.

And Much more ...

Get Free Access NOW!

Durable Powers of Attorney

Comprehensive Asset Funding Kit

Comprehensive Asset Funding Kit

 

  • Durable" means that the appointment of the power will "endure" even after your incapacitation.
  • A Power of Attorney will give  your appointed agent the power to make certain decisions on your behalf  when you are unable to do so.
  • Durable Financial Power of Attorney
     
  • This document appoints  an agent(s) to perform financial decisions regarding any assets not  funded into your Trust at the time of your legal incapacitation. (For  assets already funded into the Trust, the Trustee already has this  authority.)
  • Not only do you get to  decide who makes financial decisions on your behalf, you also protect  your privacy and save money by avoiding expensive court and legal fees.
  • Having a Durable  Financial Power of Attorney will help help avoid a court-supervised  guardianship/conservatorship in the event of legal incapacitation where  all finances become a matter of public record.
  • Durable Power of Attorney for Healthcare
     
  • This document allows  your appointed agent(s) to make important health care decisions for you  in the event of your incapacitation.
  • In conjunction with your  Living Will, your agent can make all important healthcare decisions,  including the continuation of life support systems.
  • Durable Agent Notice
     
  • The Durable Agent Notice  serves to notify, in writing "to whom it concern" that your agent has  accepted the appointment and will carry out such duties.

Comprehensive Asset Funding Kit

Comprehensive Asset Funding Kit

Comprehensive Asset Funding Kit

 

  • Your Trust is like an empty  basket. You must fill this basket with your assets by transferring them  into the Trust. This process is called "Funding".
  • To avoid probate, its vital to  fully fund your trust once completed, so we have developed our exclusive  Funding Kit to help you through the process of moving your assets into  the Trust, (called "Funding"). 
  • The Funding Kit provides detailed instructions on nearly every possible type of asset and how you can fund it into your Trust.
  • Transmittal Letters (for Funding, Retitlement & Beneficiary Changes)
     
    • Our system will generate funding letters for each of your assets for you, just follow the guide.
    • Retitlement letters can be mailed to respective agencies (transfer agents) for transfer of title.
    • Beneficiary letters allow you to mail to respective agencies a change of beneficiary of your various assets.
    • There are other documents also included for other functions.
    • 24/7 access to the  Comprehensive Funding Kit: The key is to get organized, and make a list  of your assets. Don't worry if you do not have everything ready at once.  You can login at any time to continue the process and continue where  you left off!
    • Keep your trust  up-to-date at no additional charge. When new assets are sold or  acquired; log back in to update your funding. Unlike other solutions  there is no "change fees", as long as your account is active you can log  in and access all the features.

Estate planning free trail

Special Tax credit INFO: EMPLOYEE RETENTION CREDIT

Great news for all businesses working hard to stay open in those challenging times !!!

 

The PPP loan program and employee retention credit (ERC) were created by Congress to help employers affected by the Covid-19 pandemic.

Employers are now allowed to access both PPP and ERC.

The ERC is a refundable payroll tax credit:

1. Up to $5,000 per employee for 2020

2. Up to $28,000 per employee for 2021

If an employer had a significant decline in revenues or had to

fully or par-tially suspend business operations due to government

orders, they qualify for ERC:

Significant decline in revenue is defined as:

» 2020 – a 50% decline in revenues in any quarter compared

to the same quarter in 2019

» 2021 – a 20% decline in revenues in any quarter compared

to the same quarter in 2019

» ERC ends when quarterly revenue in 2020 exceeds 80%

for the same quarter in 2019

» If an employer does not meet the revenue threshold, they may

 qualify if they experienced either a partial or full shut-down

of business operations.

Most of them are qualifying for special tax credits for their W-2 Employees

 This financial help will be available only, for short period of time, to start the process and get FREE evaluation how much Your Business is qualifying for, click link below to request ERTC Survey form from us. You will get detailed estimate with exact amounts with in next 48 hours. 

 

Take control of your financial Future

It sucks to think about taxes. It really, really does.

Retirement is certainly a turning point in many people's lives, but it's also an important time for setting up some financial groundwork. An easy way people overlook to reduce taxes in retirement is by shifting their retirement accounts into tax-free vehicles like life insurance. This goes beyond just the tax savings, though! Not only will this help you avoid taxes when you withdraw your money, but it will also help it grow at a faster rate than if it remained in a taxable account.

  • It's important to remember that while saving for retirement is great and all, you want to make sure those savings actually last. The compounding effect of the money growing tax-free means that what you save now could increase exponentially over time, which means more for you later on!
  • There are a lot of great investment options out there, but not all tax-free growth is created equal. Some of them treat you differently when it's time to withdraw your money (like penalizing or denying withdrawals). We've partnered with a company called "Tax-Free Growth" that helps us get around these barriers, and they've got great products and services available to people like you.
  • You might not even be worried about them right now—after all, you're still young and raring to go in your career, and that means you can actually save up some money! But let's say you do get to an age where you start thinking about retirement. You've got a 401(k) plan and maybe even a pension plan from work; that's nice, but what if Uncle Sam decides he wants a little piece of the pie? And then your heirs get a chunk of their inheritance whittled away by taxes when you die? Not cool.
  • Your money should be working for you—not for the government. So when it comes time to retire, don't let that happen to you: open a cash value life insurance policy with tax-free growth on your investment so your money can compound. You can even withdraw from it at any age without having to pay any income tax—which is pretty game-changing if your goal includes traveling around the world, donating to charity, or otherwise living life on the wild side.
  •  tax-free payout on death benefits to your heirs can be an extra added benefit as well. When you take all of these factors into account, moving your retirement money into a tax-free vehicle can make a lot of sense.
  • If you are ready to take charge of your financial future, we have the solutions for you. Becoming your own bank is considered one of the safest ways to invest and grow your money. Educate yourself on this valuable opportunity and become empowered to make wise decisions that will help you meet your goals!

with our policies you will get

Tax-Free supplemental income with compounding growth and downside protection.

schedule free consultation with us

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